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The principal team at St. John and Associates has the depth of experience to provide high-quality, comprehensive financial planning and investment management services to often complex financial situations. It is through our dedication to excellence that gives us deep satisfaction in helping clients achieve their goals. 
 
 
RICHARD J. ST. JOHN, President
Gregory R. St. John, Vice President
Bryan M. Totri, CFP, Director of Financial Planning
Hayat Ames, CFPInvestment Planner
TERI TORNROOS, EA, CFP, Financial Planner
Deborah Blackwell, Manager of Operations and Client Services

Not Listed: our team includes estate planning attorneys, CPAs, and additional financial planning support staff
Richard St John of St John Financial
RICHARD J. ST. JOHN - PRESIDENT

Founder of St. John & Associates, Richard St. John has an active role in many facets of the operation of the firm. His primary responsibility includes business management, oversight, marketing, as well as client and affiliate relationships. After receiving his bachelor’s degree in both business and psychology from North Central College in 1959 and an MBA in 1965 from Fairleigh Dickinson University, he was registered as a licensed principal of a Broker/Dealer firm through the National Association of Security Dealers (NASD) and also held a real estate license. More recently he earned the professional designation of Chartered Mutual Fund Counselor (CMFC). Richard St. John has held a number of positions in a variety of industries either as a corporate executive of large public corporations or as a founder and owner of smaller private companies, such as Ryder Systems, Quaker Oats Company, Litton Industries, Baker Industries, Royal Crown Companies, Inc. and Pension Securities, Inc.

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